Gross Salary Calculator
Calculate gross salary from take-home pay with real-time calculations
Real-time calculation active. All values update instantly as you type.
What is Gross Salary?
Gross salary is the total salary before any deductions like taxes, PF, insurance, etc. It's the amount agreed upon between employer and employee before deductions.
Gross Salary Calculation Results
Required Gross Salary
₹ 96,425
To get your desired take-home pay of ₹ 75,000
Detailed Breakdown
Monthly Take Home (Input)
₹ 75,000
Income Tax
₹ 9,375
PF Contribution
₹ 8,100
Professional Tax
₹ 200
Annual Overview
Annual Gross Salary
₹ 11,57,100
Annual Take Home
₹ 9,00,000
Annual Tax Paid
₹ 1,12,500
Tax Efficiency
9.72%
How Gross Salary is Calculated
1
Start with Take-Home Pay
This is the amount you receive in your bank account after all deductions.
2
Add Professional Tax & Other Deductions
Add fixed deductions like professional tax, insurance premiums, etc.
3
Calculate PF Contribution
Add PF contribution (typically 12% of basic salary).
4
Calculate Income Tax
Based on tax slabs and regime, calculate applicable income tax.
5
Arrive at Gross Salary
Sum of all components gives you the required gross salary.
Gross vs Take-Home Salary Comparison
| Gross Salary (Annual) | Take-Home Salary (Annual) | Deductions | Tax Rate |
|---|---|---|---|
| ₹ 6,00,000 | ₹ 5,40,000 | ₹ 60,000 | 0% |
| ₹ 9,00,000 | ₹ 7,65,000 | ₹ 1,35,000 | 5% |
| ₹ 12,00,000 | ₹ 9,60,000 | ₹ 2,40,000 | 10% |
| ₹ 15,00,000 | ₹ 11,25,000 | ₹ 3,75,000 | 15% |
| ₹ 20,00,000 | ₹ 14,00,000 | ₹ 6,00,000 | 20% |
Important Points to Remember
- Gross salary includes Basic + HRA + Allowances + Special Allowance
- PF is calculated on basic salary (typically 50% of gross)
- Professional tax varies by state (₹200-₹250 per month in most states)
- New tax regime has lower rates but fewer deductions
- This calculator provides estimates - actual salary may vary