Disclaimer

1. No Professional Advice

The information and tools provided on OMCalculator are for general informational and educational purposes only. The calculators and tools available on this website are not intended to provide professional advice of any kind, including but not limited to:

• Financial Advice: Our financial calculators are for educational purposes only and should not be considered as financial advice. Always consult with a qualified financial advisor before making any financial decisions.
• Medical Advice: Health and fitness calculators are for informational purposes only and are not a substitute for professional medical advice, diagnosis, or treatment.
• Legal Advice: Nothing on this website constitutes legal advice. Consult with a qualified attorney for legal matters.
• Tax Advice: Tax calculators are for estimation purposes only and should not be relied upon for filing tax returns or making tax-related decisions.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information, OMCalculator makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

3. Limitation of Liability

In no event shall OMCalculator, its owners, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:

• The use or inability to use our tools and calculators
• Any errors or omissions in the content
• Any decisions made or actions taken based on the information provided
• Any third-party websites linked from our platform
• Any interruptions or delays in service

Your use of any information or tools on this website is entirely at your own risk, for which we shall not be liable.

4. Financial Calculators Disclaimer

Our financial calculators, including but not limited to:

• Loan Calculators
• Mortgage Calculators
• Investment Calculators
• Retirement Calculators
• Tax Calculators

Are provided for educational and estimation purposes only. Actual loan terms, interest rates, investment returns, and financial outcomes may vary significantly from calculator results due to:

• Market fluctuations
• Lender-specific policies
• Economic conditions
• Individual creditworthiness
• Changes in tax laws

5. Health & Fitness Calculators Disclaimer

Health-related calculators including:

• BMI Calculator
• Calorie Calculator
• Body Fat Calculator
• BMR Calculator
• Pregnancy Calculator

Are based on general formulas and population averages. Individual results may vary based on:

• Genetic factors
• Medical conditions
• Lifestyle factors
• Measurement accuracy

These tools are not medical devices and should not be used for medical diagnosis or treatment.

6. Educational Calculators

Math, science, and educational calculators are provided to assist with learning and problem-solving. While we strive for accuracy:

• Results should be verified independently for critical applications
• Rounding differences may occur
• Some calculations use approximations and estimates

7. Third-Party Content and Links

OMCalculator may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for:

• The content, privacy policies, or practices of any third-party websites
• The accuracy of information on linked websites
• Any damages or losses caused by using third-party services

8. Advertisements

OMCalculator displays advertisements through Google AdSense and other advertising networks. We are not responsible for:

• The content of advertisements displayed
• Products or services offered by advertisers
• Any transactions between users and advertisers
• The accuracy of claims made in advertisements

9. User Responsibility

As a user of OMCalculator, you agree to:

• Use the tools and information at your own discretion
• Verify important calculations independently
• Consult with appropriate professionals for critical decisions
• Not hold OMCalculator liable for any outcomes resulting from tool usage

10. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of changes constitutes acceptance of those changes.

11. Jurisdiction

This disclaimer shall be governed by and construed in accordance with the laws of the United States. Any disputes relating to this disclaimer shall be subject to the exclusive jurisdiction of the courts of the United States.