Terms & Conditions

1. Introduction

Welcome to OmCalculator. These Terms and Conditions govern your use of our website located at www.omcalculator.in and all associated services, calculators, tools, and content provided by OmCalculator.

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access our services.

2. Definitions

• "Service" refers to the website, calculators, tools, and all associated features provided by OmCalculator.
• "User" refers to any individual or entity accessing or using our Service.
• "Content" refers to text, images, code, calculators, and other materials available through the Service.
• "Personal Data" refers to any information relating to an identified or identifiable individual.

3. Use of Calculators

Our calculators and tools are provided for informational purposes only. While we strive for accuracy:

• Results are estimates and may not reflect actual figures
• We are not liable for decisions made based on calculator results
• For professional financial advice, consult qualified professionals
• Calculator results should not be considered financial advice

4. Intellectual Property

The Service and its original content, features, and functionality are owned by OmCalculator and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not:

• Modify, copy, or create derivative works of the Service
• Use the Service for any commercial purpose without permission
• Attempt to decompile or reverse engineer any software
• Remove any copyright or proprietary notices

5. User Responsibilities

When using our Service, you agree to:

• Use the Service only for lawful purposes
• Not disrupt or interfere with the Service
• Not attempt to gain unauthorized access
• Provide accurate information when required
• Respect the intellectual property rights of others

6. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. OmCalculator makes no warranties:

• That the Service will be uninterrupted or error-free
• Regarding the accuracy, reliability, or completeness of results
• That the Service will meet your specific requirements
• That any errors will be corrected

7. Limitation of Liability

To the maximum extent permitted by law, OmCalculator shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Decisions made based on calculator results
• Any errors or omissions in the Service

8. Privacy

Your privacy is important to us. Please read our Privacy Policy to understand how we collect, use, and protect your information.

Key privacy points:

• We don't require registration to use calculators
• Calculations are performed locally on your device
• We don't sell your personal information
• We use cookies only for essential functions

9. Links to Other Websites

Our Service may contain links to third-party websites. We have no control over and assume no responsibility for:

• The content, privacy policies, or practices of third-party sites
• Any damages or losses caused by third-party sites
• The accuracy of information on third-party sites

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by updating the "Last Updated" date on this page.

Your continued use of the Service after changes constitutes acceptance of the new terms.

11. Governing Law

These Terms shall be governed by the laws of India, without regard to its conflict of law provisions.

Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.

12. Contact Information

If you have any questions about these Terms, please contact us:

• Email: legal@omcalculator.in
• Website: www.omcalculator.in/contact.html
• Address: OmCalculator Legal Department