Investment Parameters

Monthly Investment

Amount you invest every month

₹500 ₹1,00,000

Investment Period

Duration of your SIP investment

1 year 30 years

Expected Return Rate

Annual expected rate of return

1% 30%

How SIP Calculator Works

Formula Used

FV = P × [ (1 + i)ⁿ - 1 ] × (1 + i) / i
Where P = Monthly investment, i = Monthly return rate, n = Total months

Power of Compounding

Your returns earn returns! Compounding accelerates wealth creation over long periods.

Rupee Cost Averaging

SIP averages out market volatility by buying more units when prices are low.

Financial Discipline

Regular investments instill saving habits and help achieve long-term goals.

Tax Benefits

ELSS SIPs offer tax deductions under Section 80C up to ₹1.5 lakh annually.

Goal Planning

Plan for retirement, education, home purchase, or other financial goals.